YOU MUST KNOW THAT:

1. While at work: The worker may fall off a ladder or stairs The worker may cut his hand, finger, arm etc. The worker may get burnt The vehicle he drives may skid resulting into serious accident Fire may burn the building in which he is working A piece of metal or a brick may fall on his head etc. Or any other risk and uncertainty my occur during work will be covered by CSR 2. While going to work, while on your way home from work or returning to work from having meals or to and from receiving your salary: A vehicle may knock you down You may fall off a bicycle You may slip and fall etc. 3. As a result of his work The worker may catch a disease due to the place or conditions in which he is working. THE LAW SPECIFIES WHAT WORK INJURY IS AND WHAT AN OCCUPATIONAL DISEASE IS The S.S.F.R protects you when you are a victim of an accident that has taken place: * At work or because of work * During a journey to or from your residence, place of meals or place of work * During a journey to or from your residence or place of meals to where you must receive your salary as long as the journey, is not broken off or diverted for personal reasons not related to work * During a journey financed by your employer.

Attention: An occupational disease is that caused by work or under working circumstances while on duty. WHAT CAN YOU DO ONCE YOU ARE A VICTIM OF WORK-RELATED ACCIDENT?

* Inform or get your employer and area Labour Inspector informed directly * Give all precisions relating to circumstances, place of accident, eye-witnesses and third party responsible for the accident * Request the doctor treating you to fill the medical certificate of the first hand state of the injury sustained * Keep carefully the bills for medical treatment or food given by the hospital * Always ask your doctor to give the S.S.F.R the medical certificate of the prolongation of incapacity of injuries every 30 days * You must equally ask your employer to give the S.S.F.R an attestation of payment or non-payment during your period of incapacity to work * At the end of treatment ask your doctor to fill for you a certificate of healing, consolidation of injuries.

WHAT ARE YOU ENTITLED TO IN CASE OF WORK-RELATED ACCIDENT OR DISEASE?

1. Free Medical care 2. Daily sickness allowances 3. Incapacity social security benefits 4. Incapacity Lump sum benefits 5. Survivor’s benefits

In case of death due to work-related accident or disease eligible survivors will receive:

* Widow/widower allowances * Orphan allowances * Parent allowance

Who are your eligible survivors?

* Your non-divorced legitimate wife, married at least six months before your death * All the children, who are not married and are not working for a salary, and are either the deceased’s legitimate children or those legally adopted or those born outside legal marriage but recognised by law as his or hers and are less than 18 years old or less than 25 years old if still at school, or without age limit if they are disabled physically or mentally, and cannot work for a salary * Your own biological parents or legally adopted ones.

How are survivors’ allowances calculated? The survivor’s allowances are fixed in percentages of the remuneration (salary) serving as the base for calculating incapacity benefits at the rate of:

* 30% for the widow or widower * 15% for each orphan of father or mother * 20% for each orphan of father and mother * 10% for each direct or adopted parent. N.B: An accident befalling a worker at the occasion of a crime or an offence committed by the worker or an intentional fault on his or her part is not covered by social security.